Although you may not think you need to see your dentist until after a problem develops, the American Dental Association recommends you schedule an appointment every 6 months. Even if you don’t currently have any concerns, routine cleanings and checkups allow us to monitor your oral health. Unfortunately, if you’re like many Americans, you worry about a large dental bill, but you have nothing to fear because you have insurance. By choosing a Cigna dentist in Garland, you’ll get the comprehensive coverage you need to ensure your teeth and gums stay healthy. This not only saves you money down the road but also ensures your smile lasts for a lifetime.
Cigna is a leading provider for dental coverage in the United States. It’s designed with prevention in mind. Research shows preventive dental care, like cleanings and checkups, reduce the risk of many common issues, like tooth decay and gum disease. This lessens the need for a costly treatment down the road to lower your overall dental expenses. In fact, every $1 spent on prevention can save you $8 to $50 on restorative or emergency care.
It’s recommended you see your dentist every 6 months for a cleaning and checkup. By paying your monthly premiums, Cigna covers the cost of these appointments for little to no co-payment. Besides preventive care, you also have a yearly limit to use toward your restorative dentistry needs after paying your annual deductible.
Depending on your specific policy, your benefits may include:
To make the most of your coverage, Cigna recommends you choose an in-network dentist, like our team at Dentistry by Brand. We have pre-negotiated rates with the insurance carrier to reduce the amount you need to pay out-of-pocket. Although it’s often preferred to visit an in-network dentist, you still have the freedom to choose one who isn’t if they accept Cigna. We work with both in-network and out-of-network patients to help you maximize the value of their insurance benefits, even if we need to split treatment across calendar years to stay within your annual limits.
Although more Americans than ever have dental insurance, less than 3% meet or exceed their annual allowance. Often, it’s because they don’t understand how their coverage is used. As a result, they lose money every year because they aren’t reimbursed for premiums, deductibles, or unused benefits when their policy expires at the end of the year.
We don’t want to see anything stand in your way of getting a healthy smile for reduced rates. Our dental financial advisor, Netti is here to help. Supported by over 15 years of experience in dentistry, she works on your behalf with Cigna to make the most of your benefits. She’ll explain how your coverage is being used and your payment options for any remaining balance, like using CareCredit.
It’s never too late to recommit to a healthy smile. Contact our office today to schedule your appointment!