Do you know the perfect recipe for a smile that lasts for a lifetime? It involves more than just brushing and flossing. You also need to see your dentist at least twice a year for a cleaning and checkup. It’s normal to worry about a large bill, but you have nothing to fear because you have dental insurance. Visiting your MetLife dentist in Garland allows you to get the comprehensive services you need to ensure your teeth and gums last for a lifetime.
Dental insurance differs from your medical coverage because it maintains a stronger emphasis on prevention to decrease your overall dental costs. Routine cleanings and checkups reduce your risk of common oral health issues, like tooth decay and gum disease. This prevents needing a costly treatment in the future to save money long-term. In fact, every $1 spent on prevention can save you $8 to $50 on restorative or emergency services.
MetLife makes it easy to get the coverage you need. You pay monthly premiums for your policy, which gives you access to affordable services for preventive care, like semi-annual cleanings and checkups. Even with the best prevention, damage or injury can still occur. You can quickly reinstate a healthy smile without breaking the bank. After paying your annual deductible, MetLife will cover a portion of the cost until you reach your yearly limit.
Although every policy differs, your coverage may include:
Unfortunately, at the end of the year, your benefits expire. You aren’t reimbursed for any unused coverage and it won’t carry over for accumulation. With less than 3% of Americans meeting or exceeding their annual allowance, we don’t want to see you lose the opportunity to achieve a healthy smile for affordable rates.
To make the most of your coverage, MetLife recommends you visit a dentist who is in-network, like Dentistry By Brand. Our office has pre-negotiated rates with MetLife to reduce the amount you need to pay. You can still visit a dentist who is out-of-network, but you’ll need to pay the difference between the office fees and MetLife’s allowable amount.
We know dental insurance can be confusing. We strive to remove the barriers preventing you from using your coverage. Our dental financial advisor, Netti, is here to help you make the most of your benefits.
She works on your behalf with MetLife to file the necessary claims, so you have one less thing to worry about. She’ll take the time to explain how your benefits are being used and if there’s a balance due. Netti will discuss your payment options to keep our services within your budget, like using CareCredit. She’ll help you find the solutions you need to achieve your dental goals without costing you an arm and a leg.
If you’re ready to invest in a healthy smile, choose a MetLife dentist for affordable care. Contact our office today to schedule an appointment.